FY 2024 Housing Needs Assessment Sections:

Executive Summary Table of Contents Homeownership Rental Housing Utilities & Transportation Housing Insecurity Housing Stock Health Income & Labor Demographics How Ohio Compares

Housing Insecurity

This section focuses on the population at risk for losing their home or experiencing homelessness. Data on those who are housing insecure are difficult to find, particularly for those forced to live with friends or family for a short period of time. Thus, many of the numbers in this section are likely an undercount of the total Ohio population experiencing housing insecurity.

Section Highlights

  • Over 1 million Ohioans (8.8%) live in a household that spends at least half its income on housing, which puts them at risk of foreclosure or evictions. This includes 325,722 people living in households that are severely mortgage-burdened and 707,820 Ohioans living in severely rent-burdened households.
  • Ohio's 90-day delinquency rate rose sharply in 2020 due to the COVID-19 pandemic—peaking at 3.9% in August of that year. The serious delinquency rate has since returned to pre-pandemic lows (1.5% in December 2022). While there were more delinquencies throughout the height of the pandemic, foreclosures remained low due to the federal foreclosure moratorium, which expired on July 31, 2021. As such, Ohio's foreclosure rate reached a historic low of 0.3% in December 2021, but since then, foreclosures have been on the rise (0.5% in December 2022).
  • From the start of the pandemic, the threat of eviction loomed large. Thanks to both local and federal moratoria on eviction proceedings, combined with emergency rental assistance, Ohio's eviction filing rate dropped from 6.6% in 2019 to 4.2% in 2020. With the expiration of these eviction moratoria in 2021, however, eviction filings have since returned to near pre-pandemic levels (6.4% in 2022).
  • Homelessness among students remains high. Ohio's public and community schools reported that 26,385 students (1.5% of total enrollment) lacked a fixed, regular, and adequate place to sleep during the 2021—2022 school year.
  • On a single night in January 2022, over 10,000 people were counted statewide as living in temporary housing, homeless shelters, or on the streets. However, our research shows that the actual number of Ohioans experiencing homelessness is at least seven times larger.

Jump to: Negative Equity & Mortgage Default | Eviction | Homelessness | Housing Insecure Population

Please be advised that the following maps and data visualizations are provided for informational purposes only. Load times will vary depending on your internet connection speed. To download the data for a specific map or data visualization, first click in the white space of the graphic, click the "Download" button below and then click "Data" in the menu that pops up. You may also access most of the data through the downloadable tables in Excel posted lower down on the page.


Negative Equity & Mortgage Default



Mortgage Delinquencies by Severity

Source: TrueStandings Servicing, CoreLogic

Monthly 90-Day Delinquency Rate, U.S. & Ohio

Source: Real Estate Analytics Suite, CoreLogic

Monthly Foreclosure Rates for the U.S. & Ohio

Source: Real Estate Analytics Suite, CoreLogic

Annual Negative Equity Shares for the U.S. & Ohio

Source: Real Estate Analytics Suite, CoreLogic




90-Day Delinquency Rate by Region

Source: Real Estate Analytics Suite, CoreLogic

90-Day Delinquency Rate

Source: Real Estate Analytics Suite, CoreLogic

Foreclosure Rate by Region

Source: Real Estate Analytics Suite, CoreLogic

Foreclosure Rate

Source: Real Estate Analytics Suite, CoreLogic

Negative Equity Share by Region

Source: Real Estate Analytics Suite, CoreLogic

Negative Equity Share

Source: Real Estate Analytics Suite, CoreLogic


Eviction



Eviction Filing Rate

Source: State of Ohio Court Statistics; American Community Survey One-Year Estimates, Table B25003



Eviction Filing Rate by Region

Source: State of Ohio Court Statistics; 2017–2021 American Community Survey Five-Year Estimates, Table B25003

Eviction Filing Rate

Source: State of Ohio Court Statistics; 2017–2021 American Community Survey Five-Year Estimates, Table B25003


Homelessness


Point-in-Time Count by Household Type & Shelter Status

Source: Point-in-Time Count, U.S. Department of Housing and Urban Development

Beds for Homeless Persons by Project Type

Source: Housing Inventory Count, U.S. Department of Housing and Urban Development


Homeless Share of School Enrollment by Region

Source: Ohio Department of Education (public data request, based on 2021–2022 school year data)

Homeless Share of School Enrollment

Source: Ohio Department of Education (public data request, based on 2021–2022 school year data)


Housing Insecure Population

Housing Insecure Population by Tenure

Source: IPUMS-USA, University of Minnesota (based on 2021 one-year estimates)

Housing Insecure Population by Region

Source: IPUMS-USA, University of Minnesota (based on 2021 one-year estimates)

Downloadable Tables

Related Reports

Notes

The eviction filing rate is the number of new eviction filings per 100 renter-occupied households. In Ohio an eviction is legally referred to as a "forcible entry and detainer" or F.E.D..

Students meet the McKinney-Vento definition of homeless when they lack a fixed, regular, adequate nighttime residence. Students who are sharing the housing of another person (doubled up) due to loss of housing, economic hardship or similar reason meet the definition of homeless. This includes students living in motels, hotels, RV parks or campgrounds due to lack of alternative adequate accommodations, as well as those living in emergency or transitional shelters or abandoned in hospitals. Typologies defined by the Ohio Department of Education and based on traditional school district boundaries. Statewide numbers include online and "bricks-and-mortar" community schools. All numbers are based on total head count. Students may be double counted across typologies if they moved during the school year, however statewide numbers represent unduplicated totals.

Ohio Regions are defined at the county level by TourismOhio, part of the Ohio Department of Development. Regional estimates of IPUMS USA data are calculated using a geographic correspondence file from the Missouri Census Data Center at the University of Missouri to "crosswalk" the data from Public Use Microdata Areas (PUMAs) to counties.

Data Sources