COVID-19

Labor Force Participation & Unemployment

The forbearance rate is defined here as the percentage of survey respondents with a mortgage or cash rent who reported that their last month's payment was deferred by their lender or landlord.

The delinquency rate is defined here as the percentage of survey respondents with a mortgage or cash rent who reported having been late on their last month's payment.

Monthly estimates of forbearance and delinquency are based on four-week averages from weekly responses.

The rate of low confidence is defined here as the percentage of survey respondents with a mortgage or cash rent who reported having slight or no confidence in their ability to pay next month's payment on time.

Eviction filings reported for Cleveland, Franklin County and Hamilton County represent all eviction (a.k.a. "forcible entry and detainer") filings in the Cleveland Municipal Housing Court, the Franklin County Municipal Court and the Hamilton County Municipal Court, respectively. There was a moratorium on eviction proceedings in the city of Cleveland from March 16 through June 15, 2020, and in Franklin and Hamilton counties from March 16 through June 1, 2020.

The Zillow Home Value Index (ZVHI) is a smoothed, seasonally-adjusted measure of the median home value for single-family residences, condos and co-ops.

Data on new housing units authorized for construction are limited to privately-owned homes.

The overall SVI score is a percentile ranking of counties or census tracts that describes the social vulnerability of a community. Social vulnerability is defined as the degree to which a community exhibits certain social conditions that may affect that community's ability to prevent human suffering and financial loss in the event of a hazardous event, such as a natural disaster, a man-made ecological catastrophe or a disease outbreak. Social conditions used in this model include socioeconomic status, household composition, disability, minority status, English language ability, lack of a personal vehicle, housing type and overcrowding. Possible scores range from 0 (the lowest vulnerability) to 1 (the highest vulnerability).

The institutionalization rate is defined here as the number of people living in institutionalized group quarters per 1,000 population.

Children without reliable internet access at home are defined as persons under age 18 years living in households with either no internet access or access the internet without a subscription.

All dollar amounts are in real 2020 dollars, adjusted for inflation based on the Consumer Price Index for All Urban Consumers (CPI-U), from the U.S. Bureau of Labor Statistics, for "all items less shelter."