Office of Single Family Housing

  • Office of Single Family Housing

The Ohio Housing Finance Agency (OHFA) Office of Single Family Housing includes a Residential Lending Division, a Single-Family Housing Tax Credit Division, and a Housing Preservation Division. Learn more about each department below.

Office of Single Family Housing

  • Residential Lending

    OHFA offers several affordable loan options to help you achieve your dream of homeownership. OHFA offers 30-year, fixed rate FHA, VA, USDA-RD and conventional mortgage loans designed especially for homebuyers with low- and moderate-incomes with generous income and purchase price limits.

  • Single-Family Housing Tax Credit Program

    Created in the FY 2024-2025 State Budget bill, the new Single-Family Housing Tax Credit program provides $50 million a year in ten-year tax credits, for four years, to incentivize the construction of new single-family homes for Ohio's growing workforce.

  • Housing Preservation

    Housing Preservation assists lenders with website presence, reporting, and program questions. We also provide information on second mortgage payoffs, subordinations and lien releases. In addition to answering phone and email inquiries, we maintain lists of resources for homeowners to avoid foreclosure and work the Neighborhood Initiative Program of the Hardest Hit Fund.