The Ohio Housing Finance Agency
The Ohio Housing Finance Agency (OHFA) facilitates the development, rehabilitation and financing of housing for low- to moderate-income individuals. The Agency is accountable to both the executive and legislative branches of Ohio government.
The Agency plays a role in three essential parts of Ohio's affordable housing industry including:
Development – OHFA provides financing for the development and rehabilitation of affordable rental housing by administering a variety of federal and state housing programs including the Housing Tax Credit (HTC) program.
Homeownership – OHFA provides a variety of fixed-rate mortgage loan options for Ohio homebuyers. OHFA is not a direct mortgage lender but purchases qualified mortgages originated through its private-sector lending partners. To administer its homebuyer programs, OHFA partners with mortgage lenders including banks, mortgage companies and credit unions in more than 600 locations across the state.
Program Compliance – The Agency assists affordable housing property managers to ensure the maintenance of healthy, safe environments in all OHFA-assisted developments.
We Open the Doors to an Affordable Place to Call Home.
Formerly a division of the Ohio Department of Development, OHFA became an independent state agency on July 1, 2005 through Amended Substitute House Bill (HB) 431.
Governed by an 11-member Board consisting of the Director of the Ohio Department of Commerce (or designee), the Director of the Ohio Development Services Agency (or designee) and nine public members appointed by the governor.
Homebuyers Using OHFA's Homebuyer Programs in FY2021
Profile of Renters in Ohio for Fiscal Year 2021
Median Renter Age
Renters Under 18
Median Gross Rent
Median Household Income