Legal and Technical Information

  • Legal and Technical Information

The materials contained in this web site have been prepared by the Ohio Housing Finance Agency (OHFA) for informational purposes only. They are presented without any representation or warranty whatsoever regarding the accuracy or completeness of the information. The information contained in this web site is provided only as general information, which may or may not reflect the most current information available. Please contact an OHFA representative to ensure the most current information.

Authentication and any URL containing as part of the address constitute the official website of the Ohio Housing Finance Agency. No other web site, provider, or service is authorized to provide online information regarding the affairs of OHFA.

Adobe Portable Document Format (PDF)

Many of the documents at this site are in Adobe Portable Document Format (PDF). To read and print these Adobe files, your computer must have the current version of the Adobe Reader. Adobe Reader is available free of charge for Windows, Mac, and UNIX operating systems from Adobe's web site.

Supported Browsers

This web site is mobile responsive and will alter its visual aesthetics based upon screen size (desktop, mobile phone, tablet device).

OHFA maintains browser support for Internet Explorer, Mozilla Firefox, Google Chrome and Safari (Mac only). Here are links to the current versions of our supported browsers:


Links to information on sites other than those operated by or on behalf of the Ohio Housing Finance Agency are for your convenience only and are not an endorsement or recommendation of those sites. OHFA does not control or provide any content or information at these sites, makes no representation or warranty of any kind with respect to these sites or their content, and does not maintain, operate, or take responsibility for information. OHFA does not endorse and is not responsible for the accuracy or reliability of such content or information, and any use thereof is solely at the user's risk.


Software available on this web site for download is provided "as is," "with all faults," without warranty of any kind, either express or implied, including, but not limited to, warranties of merchantability and of fitness for a particular purpose. The user assumes the entire risk as to the results and performance of the software, and in no event shall the Ohio Housing Finance Agency be liable for any incidental, consequential, or direct damages suffered in the course of using the software. Use of the available software programs is governed by their respective license agreements, which may contain restrictions on use, including, but not limited to, a requirement to pay the software owner a specified amount after a trial period has elapsed.


This site uses JavaScript. In some applications and web pages, JavaScript is essential to proper functionality of the web page. Please have JavaScript support turned on in your browser. If JavaScript support is turned off the full functionality of the website may be altered during your time visiting the website.

Privacy Policy

OHFA respects your right to privacy and will make every effort to protect it when you visit our web site or contact us via email. Here are some things you should know about how we protect your privacy:


When you send email to, we will not routinely keep or share your email address with anyone outside of OHFA staff. We will only use your email address to respond to your requests for information or to forward it to the appropriate agency capable of meeting your needs. If you sign up for one of our email lists, we will only send you the kinds of information you have requested.

Information Collection

When you visit our web site, we collect certain information about your visit that does not identify you personally. We can tell the type of computer, browser, and web service you are using. We also know the date and time you visit and the pages you visit. Collecting this information helps us design the site according to your needs.

Accessibility Policy

The Ohio Housing Finance Agency is committed to making this web site and the information it contains accessible to as many people as possible. This site was developed with federal, state, and W3C accessibility guidelines in mind. We have made substantial efforts to increase the accessibility of this site and continue to work to improve it. If you have any difficulty using the web site, or if you have suggestions to improve it, please email

Public Records Law Limits Privacy

As a general rule, personally identifiable information that may be collected by the Ohio Housing Finance Agency (OHFA) through its websites, including names and addresses, is not private. OHFA is subject to Ohio's Public Records Act, and records maintained by OHFA are made available for inspection and copying upon request unless a legal exception applies. For example, if you use the website to submit an inquiry, your message will be a record available for public inspection.

The Public Records Act contains exceptions that protect some records from public disclosure. OHFA generally does not collect confidential personal information through pages on the website that are accessible to the public. In some cases, OHFA may collect confidential personal information or confidential business information through web forms. In those cases, OHFA implements security procedures to protect confidential personal information and confidential business information from unauthorized disclosure in the transmission of that information through the Internet. OHFA also takes steps, as required by Ohio law, to maintain confidential personal information and confidential business information in its systems.

Types of Information Being Collected and Use of the Information

General Usage Statistics:

OHFA collects general usage statistics for its websites. These statistics do not contain personally identifiable information such as a user's name, address, telephone number, email address, etc. The statistics do contain IP address information and user traffic information related to users' movement within the website. The usage statistics are used to measure traffic to our program and divisional website pages and determine the paths users take to access that information.

Incoming Inquiries via Online Forms and Email:

Unsolicited inquiries to OHFA are automatically forwarded in an email to an individual or group of individuals at OHFA. The information collected includes all information the user submits and also includes the general usage statistics as described above. Personally identifiable information provided to OHFA through on-line forms is not private. That information is subject to disclosure under the Public Records Act. Incoming inquiries may from time to time be analyzed to provide information or to determine the volume of interest for the inquiry group to which the message is directed.

Information Solicited by OHFA:

Users of certain programs or services of OHFA may be required to report information periodically. Some users will be directed to specially designed pages of OHFA's website or separate OHFA-maintained websites for reporting of the required information. In any case that a person is required to submit information to OHFA, the type of information being used and the use of that information will be consistent with applicable requirements of the program or agreement between the parties, regardless of the collection mechanism. Note: Exceptions to the Public Records Act may apply to some reporting information.


A cookie may be created which may link your computer to OHFA's website. Cookies may be used when necessary to complete a transaction, to process data submitted to OHFA online or to facilitate ongoing Internet interaction. Information collected on OHFA's websites, including cookies, may be subject to disclosure pursuant to a public records request.


We follow Ohio state laws that require the establishment of reasonable precautions to protect confidential personal information from unauthorized modification, destruction, use, or disclosure. We take very seriously the integrity of the information and systems that we maintain. Therefore, we have instituted security measures for all information systems under our control. These security measures are designed to identify attempts to tamper with OHFA's website. Information collected through these security measures or any of the measures identified above may be used in connection with criminal prosecutions or other legal proceedings.