Creating Affordable Housing with or without Development Subsidies

Wednesday, November 7: 10:45am – 12:00pm

Creating affordable housing in an environment where development subsidy is limited or not available is becoming more common. This poses challenges either in successfully achieving various priorities and program requirements, or in creating competitive affordable housing without development subsidies.

Session Materials:

Creating Affordable Housing Presentations (2.55 MB Adobe PDF File)

Room Number:



Trevor Britton, Ohio Housing Finance Agency
Trevor Britton is a Housing Tax Credit analyst at the Ohio Housing Finance Agency (OHFA) and works to score and underwrite the competitive LIHTC applications. In addition to the LIHTC program, Trevor interacts with several gap financing programs offered by OHFA including HDL, HOME, and OHTF. Prior to joining OHFA, in 2017 Trevor graduated with a Master of Public Administration from The John Glenn College of Public Affairs at The Ohio State University. Trevor became familiar with the LIHTC program while at Ohio State and focused his studies around cost containment measures in the LIHTC program. In 2014 Trevor graduated from The Ohio State University with a Bachelor of Arts in Political Science.


Dawn E. Grace, Federal Home Loan Bank of Cincinnati
Dawn E. Grace is currently the Assistant Vice President of Housing & Community Investment (HCI) at the FHLB Cincinnati, a regional wholesale bank serving member financial institutions in Kentucky, Ohio and Tennessee. She was named to her current position in January 2018 and works with the Senior Vice President in managing the operations of the HCI department. Her responsibilities include overseeing the management and administration of FHLB Cincinnati's affordable housing and economic development programs. Dawn has over 20 years of experience working in housing development. Prior to joining FHLB Cincinnati, Dawn worked as a Senior Community Development Analyst/Program Manager with the City of Cincinnati's Department of Community and Economic Development. In her various roles with the City, she worked on many types of development projects including market rate and affordable projects, as well as single family, multi-family and mixed-use projects. Dawn holds a M.B.A in Management from the University of Cincinnati as well as a B.S. in Business Administration from Florida A&M University (Tallahassee FL). She also has certifications from the National Development Council (NDC) in Housing Development and Economic Development. She is currently a board member of Homesteading & Urban Redevelopment Corporation (HURC). Dawn and her husband Keith are "pseudo" empty nesters and reside in Cincinnati, OH.

Samantha Makoski, Ohio Housing Finance Agency
Samantha Makoski is a 9% LIHTC analyst at the Ohio Housing Finance Agency. She has a bachelor's degree from Denison University and a master's degree from Ohio State University. She has been at OHFA for nearly four years, and has worked in the affordable housing industry for nine years. She lives in Pickerington, OH with her husband, one year old son (Elliot), and socially awkward cat (Echo).

Joseph (Joe) M. McCabe, Woda Cooper Companies, Inc.
Joseph M. McCabe is Vice President of Development for Woda Cooper Companies, Inc. and has over a decade of experience in real estate development. Prior to joining Woda, Mr. McCabe was employed with The NRP Group. He supervised and completed a variety of multi-family, senior, independent living and scattered-site affordable and market rate housing development initiatives throughout Ohio, Pennsylvania and North Carolina. Mr. McCabe also served as the director of construction for The Hamister Group, Inc., a 'top-20' hotel, assisted living and senior housing developer. He served as chief representative for all new development projects while managing an annual capital improvement program for existing properties across five states and two countries. While at Cleveland, Ohio based architecture firm, KA, Inc. Mr. McCabe gained a solid footing in large-scale mixed-use and retail center development. Overseeing all aspects of the design and construction process for various commercial development corporations in thirteen states, he served a 'who's who' of retail developers including Forest City Enterprises, Simon Property Group, General Growth Properties, CBL & Associates Properties and The Richard E. Jacobs Group. Mr. McCabe attended the State University of New York at Buffalo where he obtained his Bachelor of Professional Studies, Master of Architecture, and Certificate of Universal Design.