Income and Purchase Price Limits

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All OHFA qualified borrowers must meet each of the following criteria:

  • Applicants must meet OHFA income limits and properties must meet purchase price limits, which vary by county. View OHFA's income and purchase price limits by selecting a county below.
  • Applicants must meet the credit score requirements. Please note that credit score requirements may be higher for different loan types. Please check with your lender for specific requirements. The minimum credit score for borrowers using OHFA Homebuyer Programs are:

    Loan Type:
    Conventional, USDA, VA = 640
    FHA = 660

    For advice on improving your credit score please contact a HUD approved counseling agency in Ohio.

  • Applicants must have a signed Purchase Agreement.
  • Applicants must purchase a qualifying property that is limited to two acres within a municipal corporation and five acres outside a municipal corporation unless additional acreage is required by local health or safety code. Qualifying properties include:
    • Existing homes: single-family dwellings, conforming condominiums, duplexes, and up to four-unit properties.
    • Newly built spec/nearly completed homes: one-unit single-family dwellings.
    • Modular homes; one-unit single family dwellings.
  • Additional requirements may apply to specific homeownership products.

Select a county below for the complete list of income and purchase price limits and available lenders: