Income and Purchase Price Limits

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All OHFA qualified borrowers must meet each of the following criteria:

  • Applicants must meet OHFA income limits and properties must meet purchase price limits, which vary by county. View OHFA's income and purchase price limits by selecting a county below.
  • Applicants must have a credit score of 640 or higher. (Please note that credit score requirements may be higher for different loan types. Please check with your lender for specific requirements.)
  • Applicants must have a signed Purchase Agreement.
  • Applicants must purchase a qualifying property that is limited to two acres within a municipal corporation and five acres outside a municipal corporation unless additional acreage is required by local health or safety code. Qualifying properties include:
    • Existing homes: single-family dwellings, conforming condominiums, duplexes, and up to four-unit properties.
    • Newly built spec/nearly completed homes: one-unit single-family dwellings.
    • Modular homes; one-unit single family dwellings.
  • Additional requirements may apply to specific homeownership products.

Select a county below for the complete list of income and purchase price limits and available lenders: