Find A Lender & Income and Purchase Price Limits

  • Find A Lender

Select a county below for the complete list of income and purchase price limits and available lenders:

All OHFA qualified borrowers must meet each of the following criteria:

  • Applicants must meet OHFA income limits, and properties must meet purchase price limits, which vary by county. View OHFA's income and purchase price limits by selecting a county below.
  • Applicants must meet the credit score requirements. Please note that credit score requirements may be higher for different loan types. Please check with your lender for specific requirements. The minimum credit score for borrowers using OHFA homebuyer programs are as follows:

    Loan Type:
    Conventional, USDA, VA = 640
    FHA = 660

    For advice on improving your credit score, please contact a HUD-approved counseling agency in Ohio.

  • Applicants must have a signed purchase agreement.
  • Applicants must purchase a qualifying property that is limited to two acres within a municipal corporation and five acres outside a municipal corporation, unless additional acreage is required by local health or safety code. Qualifying properties include the following:
    • Existing homes that are single-family dwellings, conforming condominiums, duplexes, and up to four-unit properties.
    • Newly built spec/nearly completed homes and one-unit single-family dwellings.
    • Modular homes and one-unit single family dwellings.
  • Additional requirements may apply to specific homeownership products.